Maximize your vacation with a Choice Privileges Mastercard® by earning points on everyday purchases and hotel stays, by taking advantage of promotions and partner offers, and strategically planning your spending to unlock reward nights and benefits. Whether you're a frequent traveler or just looking to make the most of your occasional getaways, leveraging the Choice Privileges Mastercard® to earn the most points possible starts with these helpful hacks.
Everyday Earnings
Let the basics boost your balance when you use your Choice Privileges Mastercard®
Your card isn't just for booking hotels. You could earn points on a wealth of everyday purchases, making it easier to rack up those rewards for your next getaway.
1. Earn Welcome Bonus Points: New cardholders could earn a generous sign-up bonus1—enough for several reward nights at select Choice Hotels properties, offering a head start on your vacation maximization.
2. Earn 3x Points on Essentials: Whether you're filling up your gas tank, trips to the grocery store, renovating your home, or paying your phone bill, you could earn 3x points on eligible everyday spending.2
3. Earn 1x Points on Other Purchases: Every purchase counts—so, you could earn 1x points on other eligible transactions.2 This way, even your morning coffee run or online shopping spree could contribute to your points balance.
Pro-Tip! Consider the Choice Privileges Select Mastercard®: The Choice Privileges Select Mastercard® offers point perks you can’t get with the standard Choice Privileges Mastercard®. In addition to a welcome bonus3, you’ll earn 30,000 bonus points every account anniversary4, 10x points on participating Choice Hotels stays, and 5x points on essentials like trips to the grocery store and filling up on gas (as well as 1x points on other purchases)5.
Strategic Stays
Turn short trips, midweek stays, and those one-off hotel staycations into points for your future vacation plans.
Make every stay count by strategically planning your hotel bookings. When you use your Choice Privileges Mastercard® at Choice Hotels, you could earn 5x points.2 As a Choice Privileges member, you could earn an additional 10x points per dollar.6 With Gold Status, you'll get an extra 10% bonus.6 That means every stay could bring you 16x points closer to your next reward night.6
And, if you book a Sunday through Thursday stay, you’ll have the opportunity to earn an additional 400 points as a Your Extras benefit.
Pro-Tip! Take your points to the max with the Choice Privileges Select Mastercard®: With the Choice Privileges Select Mastercard®, you can maximize your points earning potential even further. Earn 10x points when you pay for your stay with your card5, plus an additional 10x points for just being a member, and a 25% bonus with Platinum Status—that’s up to 22x total points per dollar spent at participating Choice Hotels7.
Double-Dip on Dining
By connecting your Choice Privileges Mastercard® to Eat & Earn, you could collect up to 6x points per dollar when dining out.
Why settle for less when you can double dip? Supercharge your points earning potential with the Choice Privileges Eat & Earn program, where you can effortlessly earn points while dining out. And when you use the Choice Privileges Mastercard®, you could double dip for even more rewards! Here’s how to get started:
1. Sign Up: First, sign up for the Eat & Earn program. Click on the “Join Now” button and fill in your name, address, phone number, email, and Choice Privileges number
2. Link Your Card: Once your account is set up, link your Choice Privileges Mastercard®. This way, you'll earn points from both Eat & Earn and your credit card rewards.
3. Find Your Spot: Use the Eat & Earn website to find participating restaurants in your area. You can search by location, cuisine, or restaurant name.
4. Eat & Earn: Enjoy a tasty meal and rake in the points. You can earn up to 5x points per dollar spent on dine-in and takeout orders, plus 1x points with the Choice Privileges Mastercard®—effectively double-dipping your rewards!2
Pro-Tip! Get those welcome bonus points with Eat & Earn: New members of the Eat & Earn program can earn a bonus of 500 points after spending $25 in the first 30 days!
Keep on Earnin’
Use the Choice Privileges Mastercard® for all vacation-related expenses before and during your trip to maximize your points balance for your next big trip!
You’ll find every vacation opens a door to the next when you use the Choice Privileges Mastercard®. Plan your spending wisely and use your card for all your trip-related purchases, giving a big boost to your points earning power.
Plan Your Spending: Use your card for everything while on vacation. From dining and entertainment to shopping and excursions, each purchase boosts your balance and brings you that much closer to your next adventure.
Enjoy No Foreign Transaction Fees: Traveling internationally? Enjoy peace of mind knowing that you won't be hit with foreign transaction fees on your purchases with the Choice Privileges Mastercard®.
More Ways to Maximize
Keep an eye out for additional opportunities to watch your points pile up with your Choice Privileges Mastercard®
Choice Privileges gives you access to even more ways to maximize your vacation. Elevate your points game by seizing on promotional offers and earning extra rewards through special programs and partnerships.
1. Purchase Points: You can always purchase points—and by using the Choice Privileges Mastercard® to buy points, you could earn an additional 5x points on every dollar spent boosting your balance.2
2. Participate in Promotions: Keep an eye out for promotions that offer bonus points for stays, dining out, or other reward offers to boost your points balance on purchases with your card.
3. Choice Privileges Planner Rewards Program: If you're traveling for business and organizing meetings or planning social events, you can earn points by utilizing event-ready spaces at select upscale properties like Cambria hotels or Radisson Blu in the US and Canada.
Pro-Tip! Bonus benefits with the Choice Privileges Select Mastercard®: Enjoy an elevated level of benefits and features—like automatic Platinum Elite Status8, 25% bonus on points earned for eligible stays7, complimentary room upgrades (when available), an anniversary bonus4 and more!
Disclosures
1. To qualify for the 60,000 bonus points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 - 2 billing periods after they are earned. “Purchases” that do not apply to this offer and do not earn rewards points include: cash advances and equivalents of any kind (ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, peer-to-peer payments, and wire transfers); balance transfers; disputes, illegal actions, and violations (disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (returned payment fees, monthly or annual fees); gambling transactions (bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances and balance transfers may affect the credit line available for this offer. Refer to the Choice Privileges® Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for more information about the rewards program.
2. Five points (1 base point plus 4 bonus points) per $1 spent on qualifying stays made on the Card Account at eligible Choice hotel locations. Qualifying Choice Hotel stays are items billed by eligible Choice brand hotels as merchant of record booked through either choicehotels.com or directly with an eligible Choice hotel, or by calling the Choice Hotels Service Center. Three points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases at retailers whose Mastercard merchant code is classified as: Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Groceries: grocery stores, supermarkets, delis and bakeries. Telephone plans: landline and cell phone providers considered telecommunication services. Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services. Purchases not processed using the merchant codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the Mastercard category codes listed above, refer to the Choice Privileges® Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for details.
3. To qualify for the 60,000 bonus points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 - 2 billing periods after they are earned. “Purchases” that do not apply to this offer and do not earn rewards points include: cash advances and equivalents of any kind (ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, peer-to-peer payments, and wire transfers); balance transfers; disputes, illegal actions, and violations (disputed or illegal purchases or purchases that violate the terms of your agreements); fees and interest of any kind (returned payment fees, monthly or annual fees); gambling transactions (bets or wagers transmitted over the internet, casino gaming chips, lottery tickets or off-track wagers). Cash advances and balance transfers may affect the credit line available for this offer. Refer to the Choice Privileges® Select Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for more information about the rewards program.
4. You will earn 30,000 Points (your “anniversary bonus points”) each 12 month period (an “anniversary year”) that your card account remains open, not delinquent, and not in default at the time the award is issued. Your anniversary year begins on your account open date (your “anniversary date”) and ends on the day prior to your next anniversary date. For example, if your account anniversary date is November 28, your account anniversary year will end on November 27 each year. Your anniversary bonus will appear as pending on your anniversary date and will be redeemable within seven days after your anniversary date, after your billing cycle ends.
5. Ten points (1 base point plus 9 bonus points) per $1 spent on qualifying stays made on the Card Account at eligible Choice hotel locations. Qualifying Choice Hotel stays are items billed by eligible Choice brand hotels as merchant of record booked through either choicehotels.com or directly with an eligible Choice hotel, or by calling the Choice Hotels Service Center. Five points (1 base point plus 4 bonus points) are earned per $1 spent on net purchases at retailers whose Mastercard merchant code is classified as: Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Groceries: grocery stores, supermarkets, delis and bakeries. Telephone plans: landline and cell phone providers considered telecommunication services. Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services. Purchases not processed using the merchant codes for Mastercard mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile or wireless card reader, or if you use a mobile or digital wallet. Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the Mastercard category codes listed above, refer to the Choice Privileges® Select Mastercard® Credit Card Rewards Program Agreement (the “Card Rewards Program”) Terms and Conditions (“Terms”) for details.
6. Additional points received under the Choice Privileges program for stays at hotels participating in Choice Privileges will be earned in accordance with the terms and conditions of the Choice Privileges program. You must have an Elite Gold Membership to earn the 10% point earn bonus on base Choice Privileges points (on the amount of Choice Privileges points earned on a point-eligible stay). WoodSpring Suites® properties do not participate. Eligible stays earn Choice Privileges members 10 points for each whole U.S. dollar when paying qualifying room rates, excluding taxes, restaurant, or other incidental charges. Stays at MainStay Suites®, Suburban Studios®, and Everhome Suites® earn 10 points for each whole U.S dollar spent on eligible stays of 6 nights or fewer, and earn 5 points for each whole U.S. dollar spent on eligible stays of 7+ nights, with a maximum of 30 total nights. Most hotels are independently owned and operated. Refer to the Choice Privileges® Rules and Regulations for additional details at Choice Privileges® Rewards Program Rules and Regulations.
7. Additional points received under the Choice Privileges® Rewards Program for stays at hotels participating in the Choice Privileges Rewards Program will be earned in accordance with the rules and regulations of the Choice Privileges Rewards Program. You must have an Elite Platinum Membership to earn the 25% point earn bonus on base Choice Privileges points (on the amount of Choice Privileges points earned on a point-eligible stay). WoodSpring Suite® properties do not participate. Eligible stays earn Choice Privileges members 10 points for each whole U.S. dollar when paying qualifying room rates, excluding taxes, restaurant, or other incidental charges. Stays at MainStay Suites®, Suburban Studios®, and Everhome Suites® earn 10 points for each whole U.S dollar spent on eligible stays of 6 nights or fewer, and earn 5 points for each whole U.S. dollar spent on eligible stays of 7+ nights, with a maximum of 30 total nights. Most hotels are independently owned and operated. Refer to the Choice Privileges® Rules and Regulations for additional details at Choice Privileges® Rewards Program Rules and Regulations.
8. To be eligible to receive the 20 Elite Night Credits with your card account, you must have an active Choice Privileges Rewards Program Member account linked to your card account. The 20 Elite Night credits will be available in your Choice Privileges Rewards Program member account within 14 days upon opening your card account. Within 14 days of January 1 of each subsequent calendar year, the 20 Elite Night Credits will be available in your Choice Privileges Rewards Program account, as long as your card account is open as of December 31 of the prior calendar year. Refer to the Choice Privileges Rewards Program Rules and Regulations at choicehotels.com/choice-privileges/rules-regulations for details.