Flex Pay
Book now, pay over time

Spread the cost of your trips with low monthly payments

 

*Terms apply

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Why book now, pay later hotels

Planning a getaway should feel exciting, not stressful. With Choice Hotels Flex Pay, powered by Upgrade, you can book your next stay today and pay for it later through affordable monthly payments. It’s the smarter way to travel—giving you the freedom to lock in great rates and availability now while staying in control of your budget. Book now, pay later makes it easier to plan family vacations, weekend getaways, and business trips without large upfront costs. Whether you’re reserving months in advance or grabbing a last-minute deal, Flex Pay helps you pay for your hotel in installments, so you can enjoy the trip now and handle the payments over time.

 

Your hotel payment plan, made simple

Flex Pay takes the stress out of budgeting for travel. Instead of paying the full amount at checkout, you’ll enjoy a flexible hotel payment plan that lets you spread costs into manageable, predictable payments.

  • Low monthly payments that fit your budget
  • Quick and easy application with fast approval
  • No extra fees—no late fees or prepayment penalties
  • Automatic payments so you never miss a due date
 

It’s a simple way to keep your travel dreams within reach without overextending your wallet.

 

How It Works

How to pay for your hotel in installments  

Booking with Flex Pay is straightforward. Here’s how it works from start to finish:

 
 
 

Step 1

Select Flex Pay at checkout

Add your trip to your cart as usual. When you’re ready to book, choose Flex Pay as your payment method.

 

Step 2

Apply in minutes

Provide a few quick details to check your eligibility. You’ll receive an instant decision and see your available payment plan options.

 

Step 3

Choose your terms

Pick the monthly payment plan that works best for you.

 

Step 4

Enjoy your stay now, pay later

Once your booking is confirmed, your loan will be set up through Upgrade and you’ll make easy monthly payments over time.

 

With this pay-for-hotel-in-installments option, you’ll enjoy your stay before it’s fully paid  off—a great option for travelers who want flexibility without financial strain.

 
 

Enjoy Flexibility

Book with Choice Hotels Flex Pay

Choice Hotels Flex Pay is available at select properties across the United States. When you book directly through ChoiceHotels.com, you’ll see Flex Pay as a payment option at checkout. It’s designed to make travel more accessible to everyone—whether you’re planning a business trip, family vacation or spontaneous weekend escape Book now, travel when you want and pay over time—all backed by the confidence and convenience of Choice Hotels.  

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Frequently asked questions about Flex Pay

 
 

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lenders. Privacy Policy. Terms of Use. Flex Pay’s Address: 440 N. Wolfe Road Sunnyvale CA 94085