Book now. Pay over time.

Spread the cost of your trips with low monthly payments

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Why Book Now, Pay Later Hotels

Planning a getaway should feel exciting, not stressful. With Choice Hotels Flex Pay, powered by Upgrade, you can book your next stay today and pay for it later through affordable monthly payments. It’s the smarter way to travel—giving you the freedom to lock in great rates and availability now while staying in control of your budget.

Book now pay later makes it easier to plan family vacations, weekend getaways and business trips without large upfront costs. Whether you’re reserving months in advance or grabbing a last-minute deal, Flex Pay helps you pay for your hotel in installments, so you can enjoy the trip now and handle the payments over time.

 
 

Low monthly payments

Budget friendly loan options

 

Easy application

Quick decision

 

No fees

No late fees or prepayments penalties

 

Easy autopay

No payment dates to remember

 

Your Hotel Payment Plan, Made Simple

Flex Pay takes the stress out of budgeting for travel. Instead of paying the full amount at checkout, you’ll enjoy a flexible hotel payment plan that lets you spread costs into manageable, predictable payments.

  • Low monthly payments that fit your budget
  • Quick and easy application with fast approval
  • No extra fees—no late fees or prepayment penalties
  • Automatic payments so you never miss a due date

It’s a simple way to keep your travel dreams within reach without overextending your wallet.

 

Frequently asked questions about Flex Pay

 

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0%-36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lenders. Privacy Policy. Terms of Use. Flex Pay’s Address: 440 N. Wolfe Road Sunnyvale CA 94085