Flex Pay
Book now, pay over time

Spread the cost of your trips with low monthly payments

 

*Terms apply

See how it works
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Why book now, pay later hotels

Planning a getaway should feel exciting, not stressful. With Flex Pay, powered by Upgrade, you can book your next stay today and pay for it later through affordable monthly payments. It’s the smarter way to travel—giving you the freedom to lock in great rates and availability now while staying in control of your budget. Book now, pay later makes it easier to plan family vacations, weekend getaways, and business trips without large upfront costs. Whether you’re reserving months in advance or grabbing a last-minute deal, Flex Pay by Upgrade helps you pay for your hotel in installments, so you can enjoy the trip now and handle the payments over time.

 
 

How It Works

Flexible payments for your next trip

With Flex Pay, you can make thoughtful purchases now and stay on budget with simple, monthly payments.

 
 
 

No hard credit check

Check your eligibility with no impact to your credit score.

 

Surprise-free

Simple fixed payments with no late fees or prepayment charges.

 

Low monthly payments

Choose the loan option that works best for your budget.

 

Enjoy Flexibility

Book with Choice Hotels through Flex Pay

Choice Hotels through Flex Pay is available at select properties across the United States. When you book directly through ChoiceHotels.com, you’ll see Flex Pay as a payment option at checkout. It’s designed to make travel more accessible to everyone—whether you’re planning a business trip, family vacation or spontaneous weekend escape. Book now, travel when you want and pay over time—all backed by the confidence and convenience of Choice Hotels.

Find a hotel
 

apply with ease

How Flex Pay works

 

Step 1

Select Flex Pay at checkout

Pick your itinerary and select Flex Pay as your payment method to apply with ease.

Step 2

Choose your payment plan

If approved, select the monthly payment plan and checkout to complete booking.

Step 3

Complete your booking

Enjoy your trip! Easily set up autopay so you never miss a payment.

 
 

Frequently asked questions about Flex Pay

 

Available for US Only. Based on a purchase price of $410.00 you just paid $43.64 today, followed by 9 monthly payments of $43.64 at 10% APR. Minimum $49.00 purchase required. Actual terms are based on your credit score and other factors, and may vary. APRs range from 0% to 36%. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these Lending Partners. Privacy Policy. Terms of Use. Upgrade, Inc. (NMLS #1548935) holds the following state licenses the following DBAs: 275 Battery St 23rd Floor, San Francisco, CA 94111